Affordable Adoption in California

Affordable adoption in California might feel like a long shot, but it doesn’t have to be. By pursuing foster care adoption and using government programs, you can minimize the costs of your adoption journey.

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Adoption is a beautiful experience that can change your life, and a child’s life, for the better. But, just like parenthood itself, adoption can take a toll on your finances. This may lead you toward researching affordable adoption agencies in California and other ways to mitigate the fees. That’s exactly what we’re here to help you with.

If you would like to learn more about making adoption affordable in California, then contact us online to get free adoption information now. We are here to lay out all your adoption options and explain how to minimize the expenses. Let us help you realize your lifelong dreams of building a family.

What Is the Most Affordable Adoption in California?

The most affordable way to adopt in California is through the foster care system. This is because the state subsidizes many of the costs associated with foster care adoption. For this type of adoption, the only expenses you will need to pay are for the home study and fingerprint checks.

At our agency, we can provide you with all the services you need for a successful adoption journey. Because FCCA, an affiliate of American Adoptions, is a full-service agency, you can complete your entire adoption process under one roof. Adopting a waiting child from the California foster system is our most inexpensive adoption option.

From a general standpoint, foster care adoption with our agency costs most families around $2,000. To give you a better idea of what that entails, here are some of the items that cost includes:

  • Pre-placement training and parenting courses
  • Our home study fee ($1,500)
  • Matching and child referral services
  • Fingerprinting and background clearance fees
  • Legal document processing

If you are interested in learning more about our various adoption programs, then fill out our online contact form to get more free information now. We are always here to tell you about our affordable adoption options in California.

How Do People Afford Adoption in California?

In terms of foster care adoption, this is the least expensive adoption option because of governmental programs. If you are pursuing this type of adoption, then you can make use of these programs to mitigate the costs even more. Here are a few ways you can go about that:

Adoption Assistance Program

In California, hopeful parents adopting through foster care can apply for the state’s Adoption Assistance Program (AAP). This is designed to incentivize people to adopt children who would otherwise remain in long-term foster care. This makes fostering to adopt or foster care adoption an affordable adoption path in California.

Here is what an eligible AAP family and child may receive:

  • A monthly, negotiated rate
  • Payment for an eligible out-of-home placement
  • Medical coverage via Medicaid or Medi-Cal
  • Reimbursement of non-recurring adoption expenses (up to $400 per child per adoption)
  • Continued benefits until the child turns 21

Federal Adoption Tax Credit

Aside from the state level, there’s also a federal program that can help you with making adoption affordable in California. The federal adoption tax credit allows you to write off reasonable and necessary adoption expenses on your tax returns.

Still, what qualifies as “reasonable and necessary” will vary depending on what county you live in. That’s why you should always talk to your financial advisor and adoption professional about the federal adoption tax credit to see which of your fees is eligible.

Adoption Grants

Another way to pursue affordable adoption in California is by applying for various adoption grants. When you receive an adoption grant, you will never have to reimburse the organization providing it. This is the key difference between a grant and an adoption loan, which you must pay back in full over time. On top of that, adoption grants are free of interest.

In other words, adoption grants don’t have any amount of financial risk to them. You can apply for several adoption grants without the stress of paying them back if you receive them. Be sure to apply for multiple adoption grants, too, so that you’re not putting all your eggs in one basket. This can give you a significant financial boost for making adoption affordable in California.


Are you ready to start your affordable adoption process today? We’re here to help you achieve all your parenting dreams. Contact us online at any time to get more free information now.